Gyaan Revenue Streams

Gyaan platform has multiple revenue streams as given below.

Transaction fees

1. These include a %1 fee for both borrowers and lenders.

2. Additional fees to fast-track services and late payments.

Fee can be either be paid in GYAAN token or in respective fiat currency.

i.e., In India it will be paid in INR Rupees and in USA it will be paid in $USD, UK it will £GBP and in other countries it will be either in $ USD or GYAAN depending upon the regulation of the countries.

Note: Certain services and products will be limited to Geographic Locations.

Subscription Fee for generating the Gyaan Passport™

1. One-time fee of $199/-

2. Fee an one year $99/-

3. Fee for three months $49/-

Note: Both borrowers and lenders need to have Gyaan Passport to participate in the ecosystem. Amount charged covers both platform fee and investment/loan application fee.

Blockchain as a service -GyaanBAAS –

For Private Companies/ Organizations/Incorporations to certify their course/skill certificates on the Blockchain

• Subscription fee charged per employee/per training - $49/-

For Educational Institutions & Couse and Skill providers

Subscription fee charged per student/per year - $9/-

For Government/Public Service Companies & Organizations

Subscription fee charged per employee/per training - $25/-

For NGO/Non-Profit/Charity Organization

Subscription fee charged per head/per training - $10/-

Note: Subscription fees charged from the student will be collected by Educational Institution & Online EdTech providers.

Interest Rate's

Interest on the loan is charged to the borrower which is collected and major % will be passed to the lenders.

Interest is either paid in GYAAN token or in respective fiat currency or stable coins.

i.e., In India it will be paid in INR Rupees, in USA it will be paid in $USD, UK it will £GBP and in other countries it will be either in $ USD or GYAAN depending upon the regulation of the countries.

Note: Certain services and products will be limited to Geographic Locations.

Purchase of Ecosystem Tokens

Gyaan & GYDAO Tokens

Token purchases for participating in ecosystem rewards, services & governing.

Sharing the Gyaan DeFi Credit Score system through partnerships (TBD).