🙏GYAAN

A Web 3.0 DeFi Credit Ecosystem for Loans, Savings and Investments for Education

By Gyaan Labs

Gyaan Labs is building a Web3.0 solution for both undercollateralized & collateralized lending for masses, bringing values of digital assets and tokenized assets on blockchain using on-chain & off-chain data. A truly digital solution and a hope for more than 2.5 BILLION people who are unbanked or do not have credit score and financial history.

It is estimated that more than 1 Billion people are unbanked around the world. Nearly 2.5 Billion do not have credit score and financial history. And more than 50% people around the world need financial support for higher education.

Gyaan Labs uses cutting-edge Digital Identity Solutions, AI, On-Chain & Off-Chain data and Zero Knowledge Protocols to create an alternate Universal DeFi credit score & Web3.0 profile known as “Gyaan Passport”, which helps those who are either unbanked or with them poor/no credit history to borrow without revealing their identity to the lenders. It helps specially students, young graduates, working force who do not have any financial history or nil financial history. It gives them an opportunity to borrow for education, career training, for sports and also for any other extra curricular activities which could help them advance and grow in their respective fields.

Gyaan solution uses market leading Artificial Intelligence tools, DeFi protocols and smart contracts to settle transactions directly between the borrower and lender. Both undercollateralized & collateralized loans will be processed using Gyaan Passport. Apart from borrowing against digital assets borrowers will also be able to borrow against real world and other traditional assets such as Real Estate(House/Land), Gold, Bond, Stocks using Real World Asset Tokens.