# Overview of the Gyaan Solution

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* By creating a **Gyaan Credit Score™** generated to uniquely identify everyone by their educational & social scores etc ***thus*** ***removing the need for a guarantor***.
* Depending upon the generated **Gyaan Credit Score ™** various products will be offered to the prospective borrower.
* Loans will be available for Undergraduate, Postgraduate courses or for any vocational and upskilling courses.
* **Gyaan Protocol, a smart Zero-Knowledge Proof DeFi protocol** will process all types of DeFi transactions. It will allow users to identify themselves with verified real-world information that does not compromise their personal data.
* Products and Services offered without exposing and compromising the personal details and information of the borrower and lender.
* Monitor and govern the ecosystem helping both borrower and lender securely execute the transactions without the need of the guarantor and third parties.
* Generating an ***intrinsic value*** by identifying, verifying, and securely storing academic educational certificates & short vocational courses records & personal achievements on the Blockchai&#x6E;***.***
* *Collateral for the loans offered by borrowers includes high valued cryptos & NFT’s, Tokenized RWAs includes Bonds, Gold, and Real Estate.*

Power of **Decentralization Web 3.0** will give user’s complete control of their information. They will have the power to decide what products they want and what information they want to share with lender’s for processing their loan applications.

Our mission is making ***Education loans available & affordable to millions*** and help families plan their child’s education journey wisely and pay for it smartly, saving and reinvesting for the expenses the right way or borrowing the funds smartly.
