# Gyaan Loans

## **Gyaan Loans: - Simple, Secured and Easy to use Lending, Borrowing, Investing and asset management DeFi Platform**

Gyaan Loans uses Artificial Intelligence, Gyaan DeFi Protocol and Gyaan Passport to facilitate loans using alternative DeFi Credit Score. Loans available on the platform for users are secured, flexible,  transparent, and provides fast & borderless payment facilities with lower transaction fees. Borrower can re-finance and can borrow multiple times without worrying about impacting their credit scores. Apart from Digital Assets as Collateral, borrowers can also give traditional assets such as Gold, Bonds, Stocks, Real Estate (House/Land) etc using RWA Tokens . Gyaan Loans is building a unique Web3.0 DeFi platform pursuing the all in-one approach allowing users to track their lending, borrowing and investment opportunities. Every user will have an opportunity to borrow and lend on the same platform.

The dashboard is designed to be compatible with multiple blockchains includes Ethereum, Binance Smart Chain, Polygon, Arbitrum, Avalanche, Solana, Polkadot and all non-EVM-compatible chains.

**Our aim is to create a simple and easy platform for any non-technical person to use it anywhere in the world.**

* Borrow and Lend for all educational activities.
* Use an alternative DeFi Credit Score accepted universally.
* Borrow irrespective of  income or whether with poor or no credit score using
* Borrow from anyone around the world or lend to anyone on the planet.
* Borrower can re-finance & borrow multiple times.
* Borrow or Lend on your own terms.
* Loans for every educational needs, includes vocational & short-term courses and even for sports other extra-circular activities.

### Available [liquidity pools](../../gyaan-liquidity-pools/loan-liquidity-pool-for-gyaan-loans#loan-liquidity-pool-its-a-global-liquidity-pool-and-lenders-can-provide-their-assets-to-these-pools) for Gyaan Loans &#x20;

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